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Payments & Fraud

Your gateway. Your money. No middlemen.

BestWebby never processes your customer payments. You connect your own gateway and money flows directly to your account. We protect every transaction with AI fraud scoring — without touching a single cent.

Connect your gateway

Supported gateways

S

Stripe

US, UK, EU, CA, AU, 40+ more

R

Razorpay

India

F

Flutterwave

Africa (20+ countries)

P

Paystack

Nigeria, Ghana, Kenya, South Africa

P

PayPal

Global, 200+ countries

K

Klarna

BNPL — US, UK, EU, SE, AU

C

Clearpay

BNPL — UK, AU, NZ, US

W

Wise (withdrawals)

Wallet payout to 80+ countries

AI fraud detection

Every order receives a real-time fraud score from 0 to 100. The AI combines eight signals to calculate risk — then acts based on your rules: auto-block high-risk orders (score 80+), flag medium-risk for manual review, let clean orders through instantly.

For merchants processing 1,000+ orders per month, fraud detection typically pays for the entire Growth subscription within 60 days.

Up to 80% chargeback reduction

Average across merchants with 1,000+ monthly orders

Signals analyzed per order

  • Device fingerprint + browser entropy
  • IP reputation and velocity checks
  • Shipping-to-billing address mismatch
  • Order amount vs customer history deviation
  • Email domain age and disposable detection
  • Card BIN country vs IP geolocation
  • Behavioral sequence analysis
  • Chargeback history cross-reference

Scoring latency: <100ms per order

Recurring billing

Any product can become a subscription with a discount. MRR tracking, active subscriber counts, churn rate, and dunning management for failed payments — all built in.

  • Subscribe & Save on any product
  • MRR and churn dashboard
  • Customer pause / cancel portal
  • Automated dunning sequences
  • Stripe Subscriptions native integration

BNPL — Buy Now, Pay Later

Klarna and Clearpay at checkout for orders over £50. The “Pay in 3” widget on product pages increases conversion by 20-30% for qualifying order values.

  • Klarna (US, UK, EU, SE, AU)
  • Clearpay (UK, AU, NZ, US)
  • "Pay in 3" product page widget
  • No merchant credit risk
  • Instant settlement to your gateway

Zero transaction fees. Every gateway. Instant payouts.

Your money goes to you — directly, every time.

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